{"id":29189,"date":"2019-04-25T00:00:00","date_gmt":"2019-04-24T22:00:00","guid":{"rendered":"https:\/\/aeb.workingdemos.es\/actualidad\/te-interesa\/aeb-informa\/2018-el-desafio-de-la-rentabilidad\/"},"modified":"2026-02-23T11:21:01","modified_gmt":"2026-02-23T10:21:01","slug":"2018-el-desafio-de-la-rentabilidad","status":"publish","type":"blog-aeb","link":"https:\/\/aeb.workingdemos.es\/en\/actualidad\/te-interesa\/aeb-informa\/2018-el-desafio-de-la-rentabilidad\/","title":{"rendered":"2018. El desaf\u00edo de la rentabilidad"},"content":{"rendered":"<p>Los resultados de los bancos espa\u00f1oles en el a\u00f1o 2018 reflejan el mantenimiento de los m\u00e1rgenes m\u00e1s recurrentes de la cuenta, la contenci\u00f3n de los gastos y las menores necesidades de provisiones y saneamientos. En un complicado entorno de bajos tipos de inter\u00e9s, el beneficio atribuido creci\u00f3 un 23% en relaci\u00f3n con el a\u00f1o anterior, aumentaron la solvencia y la rentabilidad y disminuy\u00f3 la morosidad.<\/p>\n<p>El cr\u00e9dito a la clientela creci\u00f3 un 2,6% y super\u00f3 la cifra de 1,5 billones de euros al cierre del ejercicio 2018, hasta representar el 60% del balance consolidado y recuperar el peso que registraba en el total de activo cinco a\u00f1os atr\u00e1s. As\u00ed lo explic\u00f3 el presidente de la AEB, Jos\u00e9 Mar\u00eda Rold\u00e1n, en la presentaci\u00f3n de los resultados anuales.<\/p>\n<p><strong>Jos\u00e9 Mar\u00eda Rold\u00e1n, presidente de la Asociaci\u00f3n Espa\u00f1ola de Banca<\/strong><\/p>\n<p><a href=\"https:\/\/aeb.workingdemos.es\/wp-content\/uploads\/2019\/04\/el-desafio-de-la-rentabilidad.-presentacion-rueda-de-prensa-2019.pdf\">Descarga la presentaci\u00f3n de resultados de los bancos espa\u00f1oles de 2018<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>La rentabilidad sigue siendo el principal desaf\u00edo de la banca espa\u00f1ola, junto con la digitalizaci\u00f3n y su contribuci\u00f3n a la transici\u00f3n energ\u00e9tica y a un modelo econ\u00f3mico m\u00e1s sostenible. Los bancos de la AEB, junto con las principales organizaciones financieras espa\u00f1olas, han creado el Centro Financiero para la Sostenibilidad en Espa\u00f1a para ayudar a las pymes a adaptarse a las exigencias de la Ley de Cambio Clim\u00e1tico y Transici\u00f3n Energ\u00e9tica.<\/p>\n","protected":false},"featured_media":14028,"parent":0,"template":"","etiquetas":[330,393],"categorias-blog":[554,70,118],"class_list":["post-29189","blog-aeb","type-blog-aeb","status-publish","has-post-thumbnail","hentry","etiquetas-aeb","etiquetas-resultados","categorias-blog-actividadpresidencia","categorias-blog-actividad","categorias-blog-presidencia"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Blog AEB - Asociaci\u00f3n Espa\u00f1ola de Banca<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/aeb.workingdemos.es\/en\/actualidad\/te-interesa\/aeb-informa\/2018-el-desafio-de-la-rentabilidad\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Blog AEB - Asociaci\u00f3n Espa\u00f1ola de Banca\" \/>\n<meta property=\"og:description\" content=\"La rentabilidad sigue siendo el principal desaf\u00edo de la banca espa\u00f1ola, junto con la digitalizaci\u00f3n y su contribuci\u00f3n a la transici\u00f3n energ\u00e9tica y a un modelo econ\u00f3mico m\u00e1s sostenible. 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