{"id":28900,"date":"2016-07-29T00:00:00","date_gmt":"2016-07-28T22:00:00","guid":{"rendered":"https:\/\/aeb.workingdemos.es\/actualidad\/te-interesa\/aeb-informa\/pausa-para-pensar\/"},"modified":"2026-02-23T11:18:05","modified_gmt":"2026-02-23T10:18:05","slug":"pausa-para-pensar","status":"publish","type":"blog-aeb","link":"https:\/\/aeb.workingdemos.es\/en\/actualidad\/te-interesa\/aeb-informa\/pausa-para-pensar\/","title":{"rendered":"Pausa para pensar"},"content":{"rendered":"

El objetivo de los cambios regulatorios era evidente: conseguir un sistema financiero m\u00e1s robusto y capaz de soportar shocks. \u00bfDe qu\u00e9 tipo? Financieros y econ\u00f3micos. Son argumentos prudenciales los que dominan la nueva regulaci\u00f3n. Y las peri\u00f3dicas pruebas de resistencia ante potenciales shocks, el mejor test para contrastarla.<\/p>\n

Mayor nivel de capital y de mayor calidad, conjuntamente con nuevos requisitos de liquidez: aqu\u00ed tienen la base de la nueva regulaci\u00f3n de capital de Basilea III. En principio, aplicable a partir de 2019 pero que en la pr\u00e1ctica las entidades han asumido ya. Obliga la transparencia. Y obligan especialmente las pruebas de resistencia a las que me refer\u00eda antes. En un entorno de mercado complicado, partiendo de una enorme desconfianza hacia la rentabilidad futura del Sector. Las claves de la nueva regulaci\u00f3n son resistencia y solvencia. Pero, \u00bfy qu\u00e9 ocurre con la rentabilidad?<\/p>\n

Quiz\u00e1s hago esta pregunta demasiado pronto en el texto.<\/p>\n

Lee el art\u00edculo completo del Portavoz de la AEBen Expansi\u00f3n<\/a><\/h6>\n","protected":false},"excerpt":{"rendered":"

La Gran Recesi\u00f3n puso de manifiesto las debilidades en el sistema de supervisi\u00f3n y regulaci\u00f3n de las entidades financieras a nivel mundial. La respuesta ha sido una supervisi\u00f3n m\u00e1s estricta y cambios en la regulaci\u00f3n cuyo final, ocho a\u00f1os tras el inicio de la Crisis, a\u00fan desconocemos.<\/p>\n","protected":false},"featured_media":0,"parent":0,"template":"","etiquetas":[287,322,303],"categorias-blog":[117],"class_list":["post-28900","blog-aeb","type-blog-aeb","status-publish","hentry","etiquetas-banca","etiquetas-regulacion","etiquetas-supervision","categorias-blog-portavoz"],"yoast_head":"\nPausa para pensar - Art\u00edculo del portavoz de la AEB en Expansi\u00f3n<\/title>\n<meta name=\"description\" content=\"La Gran Recesi\u00f3n puso de manifiesto las debilidades en el sistema de supervisi\u00f3n y regulaci\u00f3n de las entidades financieras a nivel mundial.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/aeb.workingdemos.es\/en\/actualidad\/te-interesa\/aeb-informa\/pausa-para-pensar\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pausa para pensar - 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