Objectives and Values

We work to drive the development of the banking sector, facilitate its contribution to the economy and the progress of individuals and businesses, and strengthen its capacity for innovation by adapting to the needs of society

Home / About AEB / Objectives and Values

Objectives

Institutional representation and advocacy

At AEB, we defend and represent the collective interests of our member banks in the various areas affecting their activity. We act as an interlocutor with authorities, bodies, and national, European, and international institutions.

Sector positioning

We coordinate the sector’s positions on regulatory and image matters and convey them to authorities, regulatory bodies, and working groups of various institutions.

Public-private collaboration

We promote public-private collaboration. We act as sector interlocutors and contribute to finding solutions in key areas such as the prevention of money laundering and terrorist financing, and the standardization of interbank operational procedures and relations with the administration (Tax Agency and Social Security, among others).

Promoting financial and digital education

Through the AEB Foundation, which owns CUNEF Universidad, we promote higher education and academic research. In collaboration with leading institutions and organizations, we develop financial education and digital skills programs, with special attention to seniors, children and young people, people with disabilities, and those living in rural areas.

Communicating the sector's role

We work to convey to society the essential role of the banking sector in enabling businesses and families to carry out their projects and realize their aspirations.

Sector initiatives and projects

We support initiatives that require sector participation, such as Bizum, and develop operational procedures in relations between banks, as well as collaborative projects that facilitate knowledge exchange to drive innovation, improve efficiency, and address common challenges.

Fighting cybercrime

We promote information campaigns and prevention actions in cybersecurity to contribute to the protection of citizens and their digital lives. We act as a forum for the exchange of best practices, in continuous contact with authorities and State Security Forces and Bodies.

Collective bargaining representation

In coordination with member banks, we negotiate and sign the sector’s collective agreement with union representatives.

Values

Our values guide our way of acting. They define how we relate, collaborate, and respond to the sector’s challenges, always with responsibility, forward vision, and social commitment.

Cohesion

We believe in a clear collective voice. To open paths, defend common interests, and strengthen trust among those shaping the economic and social future.

Sustainability

We work for responsible economic development that harmonizes progress, environmental impact, and social well-being for present and future generations.

Dialogue

Dialogue to transform ideas into action. We create spaces where knowledge flows, perspectives are enriched through diversity, and decisions are made through listening and mutual respect.

Collaboration

Collaboration between institutions and with the administration drives solutions. We unite capabilities to address the social, economic, and technological challenges that define our time.

Social commitment

Education and digital skills are essential for inclusion. We promote access to knowledge as a means for people to participate with confidence and security in all stages and areas of their lives related to their economic and financial activity.

Innovation

We anticipate with initiatives in a changing environment. We contribute to driving ideas that transform, technologies that connect, and solutions that facilitate our daily lives.